State Farm® Insurance Agent Tim Shrum

"Last week, my daughter got set up with her first car policy through Tim. Being 19, we expected the rates to be high, but he still managed to find discounts we didn’t even know existed. A good first experience with State Farm in Nashville for her."

"After my previous company kept raising rates for no clear reason, switching to State Farm Nashville turned out to be the best decision ever. In just one phone call, Jenny sorted out my home insurance mess and explained every part of the coverage in a way that actually made sense. She even managed to find me better protection for less money. Now, my Germantown home finally feels properly insured."

"Commercial auto insurance for our delivery trucks was what my business needed, and Tim actually understood that without pushing every option at me. The pricing was fair, the terms were clear, and they pick up when I call, works for me."

"Tim's office handled my car accident claim faster than I expected. Called them right after it happened downtown Nashville, and they had everything sorted within days. No runaround or confusing paperwork - they told me exactly what would happen next and followed through."

"We were comparing life insurance plans and Alyssa made the whole process easier to wrap our heads around. She didn’t overcomplicate things or drown us in paperwork. Just gave real scenarios, helped us narrow things down, and respected our pace."

"When I moved to Nashville from Denver, Lisa helped me save $200 on my auto insurance. She explained how Tennessee rates work differently and even found discounts my old agent never mentioned. No long meetings — just quick, impressive results."

"Moved from Memphis to Nashville and needed new coverage fast. Called around for car insurance quotes in nashville tn—most places wanted to schedule appointments days out. Tim's office gave me real numbers same day, got me set up quickly. That's service."

"Transferred my policies when I moved here from Virginia last month. The whole state-to-state transfer thing seemed complicated, but it wasn't. Lisa had everything switched over in two days, and my rates actually dropped. Their Germantown office is easy to find, right near Madison Street."

"Tim’s office handled everything from start to finish after my fender-bender on I-40. They coordinated with the other driver’s insurance, helped me find a reliable repair shop, and even followed up afterward to make sure I was happy with the results. That kind of service is rare these days, and I really appreciate it."

"Tim took the time to understand exactly what my consulting firm needed before making any recommendations. His pricing was transparent from day one, and everything he suggested made sense. I’d been shopping around for business insurance for months, but most agents either didn’t understand my industry or gave random, inflated quotes."

"They helped me figure out life insurance after my daughter was born. They showed me real numbers instead of giving me a sales pitch about worst-case scenarios. Got term coverage that makes sense for our budget and timeline."

"State Farm auto quote number in Tennessee came back lower than expected – and that included better coverage than my previous policy. Sometimes switching really does pay off."

"Auto insurance in Nashville TN gets expensive fast with all the traffic and weather risks. Tim found ways to maintain solid coverage while keeping my budget intact. Smart recommendations that actually work."

"As a first-time homeowner in Germantown, I was completely overwhelmed by insurance options. Tim sat down with me for nearly an hour explaining everything in plain English. Never felt pressured or rushed. Home insurance doesn't have to be confusing after all!"

"After 15 years with my previous insurer, I was hesitant to switch. But Tim's team made the transition seamless. They handled all the cancellation paperwork with my old company and made sure there wasn't even a day gap in coverage. That attention to detail matters when you're dealing with something as important as insurance."

"I originally stopped by just to update my address and maybe browse some options — didn’t expect much. But Tim’s office went above and beyond. They reviewed my entire coverage package, pointed out gaps I wasn’t even aware of, and still managed to lower my monthly payment. Jennifer was especially helpful in breaking down the differences between the various coverage levels."

"My previous agent made everything feel urgent and overly complicated, which left me frustrated. Tim was the complete opposite — clear, patient, and genuinely helpful. What impressed me most wasn’t just the competitive rates he found for my State Farm life insurance quote in Nashville, but how he walked me through each option without using any pressure tactics."

"Bundled home and auto insurance with Jenny’s help. She was patient and asked smart questions about what matters most to me. No pressure. Very refreshing approach for someone who never really cared for insurance, until now."

"So I moved to Nashville from out of state and was juggling auto insurance, life insurance, and home insurance all at once. My first call was with Lisa, then Jenny handled follow‑up for bundling. It felt like everyone actually knew my situation and cared. When I asked about life insurance options, Lisa laid out term vs. whole‑life frankly, no scare tactics, just helpful info. Then Jenny helped streamline the home policy, noting how bundling auto and home saves. Honestly, this team feels more like neighbors than insurance staff."

"My buddy recommended Tim after I complained about my insurance costs going up every year for no apparent reason. Turns out I was paying for coverage that didn't even apply to my situation anymore. Tim streamlined everything and cut my bill by almost 30%. Wish I'd made this change sooner."

"I moved to Nashville two years ago and was in need of completely new insurance coverage. Tim Shrum's office made the entire process simple and seamless by helping me bundle all my policies. Best of all, I ended up saving nearly $400 a year compared to what I was paying before!"

"Called around everywhere trying to find decent car insurance quotes in Nashville TN after moving here from Denver. Most places either couldn't beat my old rate or tried to oversell me coverage I didn't need. Tim's approach was refreshingly honest – he showed me exactly what I needed for Tennessee requirements and what was optional. Ended up saving about $60 a month while getting better coverage."

"After my apartment was broken into last year, I learned the hard way that I needed renters insurance. Tim's team didn't make me feel foolish for waiting so long – they just got me covered quickly and thoroughly. When I had to file a claim six months later for water damage, the process was surprisingly straightforward. Alyssa helped coordinate everything with the adjusters."

"I’m a 100% disabled vet, my ins rate doubled under him in 2 years. Then, after I told him I was on a fixed income, he said, “ We’re all on a fixed income!” So many words i have for him, but i’ll be a gentleman! NEVER deal with someone THAT out of touch with reality!"

"Great guy with a great company!!"